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| Further
Details | | | |
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| Lender/Loan: | | Moneyback
Bank Loan | | | | |
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| Exclusive Features: | | Earn
moneyback if you take out personal loan protection. |
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| General Loan Details: | | Rates
and terms:
?3,000 - ?4,999 7.7% APR 12 months - 60
months?5,000 - ?20,000
6.1% APR 12 months - 60 months | | | | |
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| APR type: | | Typical
rate (dependent upon circumstances). The APR quoted is charged to the majority
of applicants, others may be offered a higher rate.
The rate is fixed for
the duration of the loan.
Early redemption charge: Yes
Deferred
repayment option: No
Payment by Direct Debit: Yes
Minimum Age at application:
21
Maximum Age at application: No Maximum | | | | |
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| Rates and Fees: | | No
arrangement fees. Rates quoted are typical and depend on your personal circumstances.
If the loan is taken for a term of 12 months and you decide to repay the loan
early, you will not be charged an early settlement fee. For all other loan terms,
an early settlement fee of 1 month's interest will be charged if the loan is repaid
early. The rate is fixed for the duration of the loan. |
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| Benefits: | | -
Quick and easy online application.
- If you supply your email address in the
application form Moneyback Bank will email the decision to you, usually within
minutes. If you do not provide an email address they will notify you by post within
2 working days.
- On receipt of your signed agreements Moneyback Bank can
either transfer the balance of your new loan to your selected bank account (this
will take up to 4 working days) or send you a cheque in the post. |
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| Other Conditions: | xx | You
must be a permanent resident in the UK (excluding the Channel Island and Isle
of Man), have a regular income, be aged 21 or over and have a UK bank or building
society account which can pay Direct Debits. Joint applications are available.
Personal Loan Protection could cover your repayments if you were unable to work.
If you are unable to work due to accident or sickness, your monthly benefits will
be paid until the end date of your policy, or until 60 monthly benefits have been
paid, or you go back to work, whichever occurs first. If you become unemployed,
monthly benefits will be paid until you stop being unemployed, or 12 monthly benefits
have been paid, whichever occurs first. If you die, life cover pays off the remaining
balance of your loan, up to a maximum of ?50,000. Personal Loan Protection includes
Guaranteed Asset Protection. This means that if you are borrowing to buy a car
and it is written off by your insurance company, Moneyback Bank will cover any
shortfall between the payout and the balance of the loan. To take out Personal
Loan Protection you must be aged 65 or under and working more than 16 hours a
week.
If you take out full Personal Loan Protection you will receive a moneyback
payment each year for the life of the loan, as follows:
?15,001 - ?20,000
= ?40;
?10,001 - ?15,000 = ?30;
?5,001 - ?10,000 = ?20;
?3,000 - ?5,000
= ?10.
The moneyback payment will be paid on the anniversary of the loan into
the account from which your monthly Direct Debit is taken. Moneyback will be paid
each year providing you have not cancelled or claimed on the Personal Loan Protection
and have not missed a monthly payment on your loan. Moneyback will only be paid
for each complete year that the loan and Personal Loan Protection policy is held
(no pro rata payments will be made). | | | | |
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| More
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