Guiding Insurance about Easy Insurance question and answer

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Auto Insurance Question

1. What is the difference between life insurance and auto insurance risk?

2. What happens to me if I drive without auto insurance?

3. Must I have auto insurance?

4. Is automobile insurance available for everyone?

5. What is assigned risk?

6. Who is covered by my personal auto policy?

7. Does car insurance remove the worry of a lawsuit?

8. What is auto insurance?

9. Some states have a financial responsibility law. What do these laws require?

10. I live in a state where I can elect either no-fault coverage or traditional tort coverage. Which one should I choose?

11. My state has a comparative negligence law. How does that work? Who decides how much I was at fault?

12. Is it true that auto insurance rates have been falling across the U.S. In the last couple of years?

13. In respect to car insurance what is an assessable policy?

Health Insurance Question

1. What is the basic difference between individual and group health insurance coverages?

2. What types of individual health insurance policies are available?

3. What types of group health insurance coverages are available?

4. How can I get health coverage?

5. What�s the difference between primary and secondary coverages?

6. Ways health insurance companies can mess with you

7. More ways health insurance companies can mess with you

Home Insurance Question

1. Why buy home insurance?

2. Why buy renter�s insurance?

3. What is the connection between risk and the insurance company?

4. What kinds of risks does homeowner's/renter�s insurance protect you against?

5. What is the difference between a dwelling policy and a homeowner�s policy?

6. Who is covered by my policy?

7. What is the relationship between title insurance and homeowner�s insurance?

Life Insurance Question

1. What is life insurance?

2. What is the connection between risk and life insurance?

3. Do I need life insurance?

4. Why buy life insurance?

5. Wouldn�t my group insurance from work or social security or mutual fund assets pay these needs?

Disability Insurance Question

1. What is disability insurance?

2. What is the relationship between risk and disability?

3. Who should purchase disability insurance?

4. What are the odds of becoming disabled? What is the average duration of a disability?

5. What does disability insurance cover?

6. Is disability insurance difficult to obtain?

7. I like to go first class. What is the top of the line plan?

8. Does my occupation or the type of work I do have a bearing on my eligibility?

9. Some policies cover only accidents or only illness, Or both. Should I buy a policy that covers both?

10. Are partial disabilities typically covered?

11. What is short-term coverage? What is long-term disability coverage?

12. Won�t the government take care of me if I become disabled?

13. When do social security disability benefits kick in?

14. I am getting disability payments from the navy. I am about to start receiving social security retirement payments. Will these disability payments interfere with my social security?

15. How does private disability coverage differ from worker�s compensation and state disability?

16. What is an income replacement policy?

17. Should I buy a level premium policy or a rising premium policy?

18. I want to have a nose job. My doctor says I will have to be on disability for a few weeks. Is this a problem?

19. I am on disability. If I leave the house, Will my employer have someone follow me to see if I am really disabled?

20. I was working in my garage when I suffered an accidental injury. Will I qualify for disability?