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Your Choice Auto Insurance

Allstate has developed a better, more affordable way to help keep safe drivers covered and rewarded. Accidents happen – we understand. We also understand you deserve something back when they don’t. Now it’s time you get the auto insurance you’ve always wanted. The auto insurance features listed in the chart above are available in many states and provide greater choices and the rewards you deserve – from day one and at an affordable rate. Check to see if Your Choice Auto Insurance is available in your state.

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Auto Insurance
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Insurance Content

1 Principles of insurance
2 Indemnification
3 When is a Policy Really Insurance?
       3.1 Does the Contract Contain Adequate Risk Transfer?
       3.2 Is There a Brightline Test?
       3.3 "Safe Harbor Exemptions"
       3.4 Risk Limiting Features
4 Insurer’s business model
5 Gambling analogy
6 History of insurance
7 Types of insurance
8 Types of insurance companies
9 Life insurance and saving
10 Size of global insurance industry
11 Financial viability of insurance companies
12 Controversies
       12.1 Insurance insulates too much
       12.2 Closed community self-insurance
       12.3 Complexity of insurance policy contracts
       12.4 Redlining
       12.5 Health insurance
       12.6 Dental insurance
       12.7 Insurance patents
       12.8 The insurance industry and rent seeking
13 Glossary
14 Quote



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Auto Insurance
12 December,2003
Automobile Insurance
Auto Insuranceknown in the UK as motor insurance, is probably the most common form of insurance and may cover both legal liability claims against the driver and loss of or damage to the insured's vehicle itself.

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If the likelihood of an insured event is so high, or the cost of the event so large, that the resulting premium is large relative to the amount of protection offered, it is not likely that anyone will buy insurance, even if on offer.

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