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> Insurance
FAQ | | | | What’s
the difference between primary and secondary coverages? |
| | | Since
many people have available medical insurance from more than one plan (such
as two employed spouses covered under group health insurance plans), insurance
companies do not want insureds to profit through their health insurance.
To prevent double recovery, most health insurance plans have provisions
which determine how primary versus secondary coverage will be determined.
Primary coverage is provided
through the plan of which they are a member (such as the spouses both covered
through their respective employment - the primary coverage is provided
under the plan provided by the employer of each spouse) or the plan under
which the member has been a participant for the longest time period. Secondary
coverage, usually as a result of being covered as a dependent under someone
else's health insurance plan, provides reimbursement for medical
expenses after exhaustion of coverage available through the primary plan. |
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Auto
Insurance Automobile Insurance  known
in the UK as motor insurance, is probably the most common form of insurance and
may cover both legal liability claims against the driver and loss of or damage
to the insured's vehicle itself. |
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