Guiding Insurance about Health Insurance, What is health insurance

What is health insurance?

Health insurance is, basically, a promise by an insurance company or health plan to provide or pay for health care services in exchange for payment of premiums.

Health care in the United States is delivered and insured in many different ways.

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What is health insurance?

What is private indemnity insurance?

What are health care maintenance organizations?

What about employer sponsored plans?

Are there government sponsored programs?

What is a health insurance policy?

What is a health insurance plan?

How does a health insurance policy or health plan protect me?

How does an insurance policy �protect� me?

How do I determine what my health care coverage or benefits are?

Suppose the contract or booklet is ambiguous or unclear?

What are �definitions,� �benefits,� �limitations,� and �exclusions?�

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