| The
exact definition of short-term coverage varies from policy to policy. Typically,
short term can mean up to six months or even up to a couple of years. Social Security
disability coverage usually begins after six months, so some people consider
it the definition of short term. Long
term coverage begins when the short-term coverage ends. Depending on how
long term coverage is stipulated in the policy, it can continue for a few
years until normal retirement age or for the entire life of the insured. | 
known
in the UK as motor insurance, is probably the most common form of insurance and
may cover both legal liability claims against the driver and loss of or damage
to the insured's vehicle itself.
